How much does Apple Pay really cost for person to person transactions

apple-pay

In this YouTube video, Craig Federighi said that person-to-person transactions via Apple Pay cost no money if the user had a debit card.

It is hard to believe that for service and background processes they do not charge a penny. Is there any hidden cost?

Best Answer

It's the same as Venmo, zero for debit, 3% for credit. Nothing hidden.