How to create a DB Link to a Database which has failover in TNS

Could you please help me to understand how my DB LINK creation sql look like to a database (RAC env, Oracle 12c) which have fail over option in tns entry?

I read below post from Oracle-(not having access to view below url since I do not have Oracle Support membership)

Don't create a DBLink using a TNS connect string configured for failover. #Database links don't support TAF or Failover. See the following: Database Link: DBLink Creation using TAF or SCAN TNS Connect String (Doc ID 399453.1)
https://support.oracle.com/knowledge/Oracle%20Database%20Products/399453_1.html

Does it means that we have to remove fail-over, connect etc options from tns entry and then create db link?
My TNS entry is below(just a sample)

panda.host.com=
(DESCRIPTION =(FAILOVER=ON)(LOAD_BALANCE=OFF)
(CONNECT_TIMEOUT=3)(RETRY_COUNT=10)(RETRY_DELAY=1)
(ADDRESS_LIST =
(ADDRESS = (PROTOCOL = TCP )(HOST = panda.host.com )(PORT = 1521)) 
(ADDRESS = (PROTOCOL = TCP )(HOST = panda-sb.host.com )(PORT = 1521)))
(CONNECT_DATA = (SERVICE_NAME = panda_app.host.com ))))

I am now trying to create a DB link in another database pointing to this database so based on above fact which of below sql is correct and will be working? In 'using' clause I am providing connection descriptor since I am not allowed to make changes in tnsnames.ora.

1. 

   CREATE DATABASE LINK TEST_LINK connect to REMOTE_SCHEMA identified by "MyPass" using
'(DESCRIPTION =(FAILOVER=ON)(LOAD_BALANCE=OFF)
    (CONNECT_TIMEOUT=3)(RETRY_COUNT=10)(RETRY_DELAY=1)
    (ADDRESS_LIST =
    (ADDRESS = (PROTOCOL = TCP )(HOST = panda.host.com )(PORT = 1521)) 
    (ADDRESS = (PROTOCOL = TCP )(HOST = panda-sb.host.com )(PORT = 1521)))
    (CONNECT_DATA = (SERVICE_NAME = panda_app.host.com ))))';



2. 

CREATE DATABASE LINK TEST_LINK connect to REMOTE_SCHEMA identified by "MyPass" using
'(DESCRIPTION =
    (ADDRESS_LIST =
    (ADDRESS = (PROTOCOL = TCP )(HOST = panda.host.com )(PORT = 1521)) 
    (ADDRESS = (PROTOCOL = TCP )(HOST = panda-sb.host.com )(PORT = 1521)))
    (CONNECT_DATA = (SERVICE_NAME = panda_app.host.com ))))';

//failover and connect options are removed.