Mac – What would happen if a Time Machine backup over Wi-Fi is in progress and I remove the laptop

To schedule your Mac to boot or wake up at a particular time every day, you can use the Terminal command pmset. In your case, the appropriate pmset command would be:

pmset repeat wakeorpoweron MTWRFSU 02:58:00

To schedule Time Machine backups on crucial servers after hours, I've relied on TimeMachineEditor. With this app, you can set backups in a very granular fashion.

Apple tried encrypting each user's files in FileVault 1 and did away with that when FileVault 2 arrived.

The easy/recommended way to do this is make no user an admin so that they cannot get around the prohibition to look at other user files. Also, you will have to physically secure the backup drive or trust that no one breaks the policy to not access that drive.

One easy thing you could do is have each Mac encrypt the backups by ticking that switch to prevent some users from seeing files from another computer but that won't prevent same computer users that are admin and know what to type. The downside there is for several computers managing the passwords becomes onerous to a less than ideal step up in privacy.

I would recommend you set up storage on a Mac mini server and have it serve up Time machine to each Mac so that you can control access better than using TimeCapsule. The performance will go up substantially along with the cost. The setup is fairly easy and there are inexpensive books to guide you if needed. AppleCare also supports server so hat is extremely inexpensive for three years of phone support for enterprise caliber support.